The Employers' Liability Tracing Office (ELTO)

ELTO has replaced the previous voluntary Employers' Liability Code of Practice (ELCOP) tracing service, which was in place since 1999 and helped around 20,000 claimants trace the EL insurer to pursue a claim.

The ELTO service has been introduced by the insurance industry to make it easier to search for EL insurance policies using a central database - containing all new and renewed EL insurance policies from April 2011, policies from before April 2011 that have new claims made against them and policies that were identified through the previous tracing service.

A new section of the ELTO website has been created specifically for intermediaries such as Brokers, Delegated Authorities and Managing General Agents. This section aims to provide intermediaries with information and resources to help in the supply of EL policy information, ensuring compliance with the FSA regulations. Click here to visit.

Insurers wishing to manually upload data, please click 'Login' in the top right hand corner.